We know that insurance can be complicated. But we also know our business. Our years of experience allow us to provide clear, easily understood explanations of insurance products and services, to help you make the best decision.
We specialize in insuring Vacant Homes in Arizona.
Many companies do not like to insure vacant homes because it is a higher risk, but Southwind Insurance is here to help!
You might need vacant property insurance if
- You are an investor - If your house is on the market and you aren’t getting any offers - You are the executor of an estate with a vacant property
Most home, fire and dwelling insurance policies exclude coverage if the dwelling is vacant for over 30 or 60 days. It is important you get the right coverage because the risk increases the longer a property is vacant.
When you live in a home or have tenants in a home the property is less likely to be perceived as an easy target by vandals and burglars. Small leaks or electrical issues are also noticed quicker when someone is living in the dwelling. That is why it is a higher risk for vacant properties and regular policies exclude coverage if your home is empty too long.