We know that insurance can be complicated. But we also know our business. Our years of experience allow us to provide clear, easily understood explanations of insurance products and services, to help you make the best decision.
Whether you’re an enthusiast or a first-timer, having fun, being responsible and being safe in Arizona is what it’s all about. Being responsible includes finding the right AZ insurance for your Arizona motorcycle.
Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.
Most people rely on motorcycle insurance to protect themselves against loss in case of an accident. In many states including Arizona, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, insurance gives you peace of mind in knowing you are protected. At Southwind Insurance, we have a variety of motorcycle policy options to meet your needs.
We offer our clients great rates on Arizona motorcycle insurance coverage. We shop multiple Arizona motorcycle insurance companies to find the best combination of price and coverage for you and your motorcycle.
Types of Motorcycles Covered Most Arizona motorcycle insurance policies offer coverage for cruisers, street sport, touring, high performance bikes, and scooters. If you are a Arizona motorcycle enthusiast, and have needs that are unique to your motorcycle, ask an us for a policy that is right for you.
Uninsured / Underinsured Motorist Coverage Protects the driver and passenger of a motorcycle damaged by an at fault driver that is uninsured or underinsured. Underinsured motorist coverage provides additional coverage on top of the injured parties’ liability coverage in the event the injuries cost exceeds their limit of coverage and the limit for the underinsured motorist coverage is higher than their bodily injury liability limit.
Custom Parts and Equipment Custom motorcycle equipment, parts, and after-market parts are generally not covered by a standard Arizona motorcycle insurance policy. If your motorcycle has been customized, you will require additional coverage. Most carriers allow an insured to purchase additional coverage for these items.
After you complete our online Arizona motorcycle insurance quote process, you will receive a quote on the coverage you requested! This quote will include not one, but many Arizona motorcycle insurance carriers’ rates for you to compare. If you wish to speak to a representative about any questions you have please feel free to give us a call or shoot us an email. We look forward to having the chance of winning your business.