We know that insurance can be complicated. But we also know our business. Our years of experience allow us to provide clear, easily understood explanations of insurance products and services, to help you make the best decision.
When it comes to protecting and securing your family’s financial future, a life insurance policy can provide the most affordable and guaranteed method available. While most people have heard or learned about life insurance products through marketing or conversations with friends, family or agents, they do not feel they have enough knowledge to make an informed decision on their own.
The two most common types of life insurance readily available are term and permanent. Term insurance is designed to go for a certain number of years at a fixed price each month or year. Permanent insurance is designed to cover you for your entire life and can vary depending on the way the premiums are invested by the company and how the policy is set up.
There are many different options available to enhance life insurance policies such as waiver of premium, accelerated death benefit coverage, critical illness or even long term care coverage. It is important that the policy and coverage you select matches your individual needs and will allow for you to make adjustments in the future as your life changes.
Southwind Insurance represents the majority of life insurance companies offering coverage today.